For people whose money doesn’t arrive in one tidy paycheck
One net worth. However you make your money.
What you earn, what you owe, what you actually keep. Personal and business in one place, with what you paid yourself, how long the cash lasts, and what’s set aside for tax.
Opening November 2026. You start with 14 days of Pro. Send five reports and you’re a founding tester: Pro stays on until three months after launch.

Where the money went, by entity. Real screens from the VEIN demo · sample workspace, every figure illustrative.
Try it
Play with it before you connect anything.
This is the real product on a sample workspace: three books, twenty-two accounts, a year of money. Click around. Nothing in it is anyone’s real account, and nothing you do is saved.
Sample data throughout. The app says so on every screen.
Liked it? Get your own.
Leave your name and address and we’ll email you when your place opens.
Owner draws
See what you actually paid yourself.
Every transfer from the business to you, separated from real expenses and totalled by month. Most finance apps assume a salary. Yours arrives in irregular lumps, out of an account that also runs the business.
- Draws are their own category, not buried in “transfers”
- Compared against what the business actually netted
- Written up once a month, traceable to the transactions behind it


Real screen from the VEIN demo · sample workspace


Real screen from the VEIN demo · sample workspace
Runway & tax reserve
Keep the LLC out of your groceries.
Assign each account to an entity as it comes in. One switch then shows you everything, just personal, or just the company, with the two numbers an owner cannot get anywhere else.
- Runway from your true burn rate against real balances, not a guess you avoid
- Set a reserve rate once and VEIN tracks what to set aside as income lands
- Quarterlies stop being an emergency
Ask VEIN
Ask anything. It answers from your real numbers.
Not generic advice. Every answer is computed from your own transactions and says where it came from, so you can check it. It reports figures. It never tells you what you should do.
- Every figure cited to the transactions behind it
- Sees your figures, never your credentials
- Informational, not financial advice, and labelled that way
Security
Before you connect a bank.
Exactly what VEIN can and can’t do with your accounts, in plain terms. Built on Plaid, Supabase and Stripe.
Read-only, always
Connections go through Plaid. VEIN can read balances and transactions and has no ability to move funds, ever.
Your credentials never reach us
Plaid handles the bank login. VEIN only receives an access token, and that token is encrypted at rest.
Only you, and who you invite
Every row is scoped to your workspace at the database level. Your accountant sees what you choose to share.
Disconnect any time
From Settings. Removing a bank deletes its accounts, its transactions and its stored token.
FAQ
The questions worth asking first.
What the beta is, and what owners ask before trusting a tool with both sides of their money.
- When does it open?
- November 2026. Until then we are inviting people in small batches, so the earlier you join the sooner your turn comes round. Joining does not put you in a queue position you can lose — we work through the list as capacity allows.
- What does joining get me?
- One email, when there is a place for you, with a link that works. When you are in, you start with 14 days of Pro, and anyone who sends five reports through the Feedback button becomes a founding tester: Pro stays on until three months after launch. We do not add you to a newsletter and we do not share your address.
- Does it cost anything during the beta?
- No. Everyone we let in starts with 14 days of full Pro access, free and with no card. When those days are up your workspace moves to the free plan and keeps working — nothing you have already synced is deleted, and you choose what stays connected.
- Can VEIN move my money?
- No. Connections are read-only through Plaid. VEIN can read balances and transactions and has no ability to move funds, ever.
Pricing
What it will cost when we open.
Published now so nobody joins the list wondering. Everyone let in during the beta starts with 14 days of Pro access, free and with no card, then moves to the free plan. Putting your name down costs nothing.
Pay yearly and get two months free on Pro and Business.
Free
$0/mo
One bank connection, one entity. Keeps working forever.
- 1 institution, 1 entity
- 90 days of history
- 5 Ask VEIN messages a day
Pro
Most owners$15/mo
Unlimited entities, investments, liabilities and the monthly read.
- Up to 15 institutions, unlimited entities
- Full history, owner draws, runway, tax reserve
- 60 Ask VEIN messages a day, 3 teammates
Business
$39/mo
Everything in Pro, unlimited connections, and your accountant.
- Unlimited institutions and teammates
- 200 Ask VEIN messages a day
- CSV export and priority support
Be in the next group.
That’s the product, drawn with sample figures. Leave your address and we will send you a way in as soon as there is room.
One email when your place opens · no newsletter · bank connections are read-only
Until then, follow the build on Instagram @veinfinance




